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In his Aug. 8, 2016 article in CU Times entitled, “Trump’s Proposed Rules Moratorium Unlikely to Hit NCUA,” David Baumann left the impression that credit unions would not benefit from any such moratorium should Donald Trump be elected president.

Mr. Baumann correctly points out that since the NCUA is an independent agency, it would not be subject to or mandated to comply with any executive order issued by a president. He quotes Craig Holman, government affairs lobbyist for Public Citizen, “Presidential executive orders are not binding on independent regulatory agencies.” Mr. Holman is quick to add, “However, executive orders frequently have been issued to independent regulatory agencies asking for their compliance.” That last statement is the reality of any executive order.

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Michael Fryzel

Credit Union Times

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