More than half of the federally insured credit unions inthe U.S. reported loan balance growth over one year ending inthe first quarter of 2016, according to the NCUA.

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Median loan growth equaled 4.5% during that time period, whiledeposit and share growth was 3%. The median loan to share ratiocreeped above 60% and the median delinquency rate was basicallyunchanged from a year ago, at 0.7%.

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The aggregate return on average assets at federally insuredcredit unions was 75 basis points at an annual rate at the end ofQ1 2016. That was a decrease from the end of the first quarter of2015, when it stood at 78 basis points.

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Alaska saw the highest median membership growth rate over theyear ending in Q1 2016, reaching 4%. Median membership fell in 16states, and Pennsylvania led with a 1.8% loss.

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The median asset growth rate was the fastest in Alaska, at 6.7%,and New Hampshire, at 6.3%. Median asset growth was the slowest inNew Jersey, at 0.7%, and Louisiana, at 1%.

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Nevada led the way in median loan growth with a rate of 9.9%,followed by Washington State at 8.9%. That growth rate was theslowest in New Jersey, at 0.5%, and Washington, D.C., at 1.2%.

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Idaho saw the fastest growth rate in shares and deposits (6.8%),followed by Alaska (6.3%). New Jersey saw the slowest median growthrate in shares and deposits, at 0.6%, followed by Kansas, at1.2%.

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At the end of the first quarter, the median delinquency rate waslowest in California, Colorado and New Hampshire – all at 0.3%. Itwas the highest in New Jersey, where it was 1.6%.

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