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Size matters. Larger credit unions are more successful driving membership growth, loan growth and operating efficiencies. In mid-year 2015, credit unions with more than $1 billion in assets grew membership, on average, four times as fast as those with between $100 million and $250 million in assets. The group of credit unions with less than $50 million in assets saw their membership decline. Credit unions with every asset size grew loans, but the smallest grew by 3%, those between $100 million and $250 million grew 8% and those with more than $1 billion in assets grew 13%.

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