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An uptick in lending may have credit unions thinking they can stop scavenging for more of the noninterest income that has helped so many of them survive a low interest rate environment. But a closer look at the data shows that noninterest income, which rose from 1.22% to 1.27% of average assets as of Q1 2015 versus Q1 2014, according to Callahan & Associates, is still critical for credit union survival.

Tina Orem

Credit Union Times

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