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student debt Student loans are the fastest-rising form of consumer debt in the U.S. and likely will remain that way for years to come. A new white paper from the Filene Research Institute wants to help credit unions grab a greater slice of what has become a $1.2 trillion pie.

In a market overwhelmingly dominated by government-guaranteed loans, private student loans offered by banks and credit unions comprise just 8% of market share, with six banks capturing the majority of the private loan market, according to study author Matthew Lieber, a political science instructor at Madison College in Madison, Wis.

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