Anyone who protested the Vietnam War, danced at Woodstock, burned their bra or wishes they could wear their old tie-dye T-shirt to one of the three Grateful Dead farewell concerts at Chicago's Soldier Field this July is likely to be a baby boomer.

Those at the front end of the boomer cohort, comprised of people born between 1946 and 1964, may already be in the throes of retirement. Or they may not, depending on how retirement-ready they are psychologically, emotionally and, most of all, financially.

But are credit unions ready to help their baby boomer members with the transition? Like the boomers themselves, some credit unions are better prepared than others.