America's top five savings accounts feature APYs of 1% or more.

And none of them are offered by credit unions, according to a recent survey by the consumer finance website WalletHub.

In its survey, WalletHub compared 388 savings and money market accounts from 205 banks and credit unions, both online and branch-based. The average deposit account offered only 0.18%, a figure that was 84% lower than that of the market leaders polled in its survey.

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