filene research institute

Winters in the Midwest can be brutal, and in more ways than one. The frigid temperatures make it difficult to wake up in the mornings. Your driveway is buried in a blanket of snow. You’re forced to act like Indiana Jones on your rush hour commute. You find yourself constantly spiking the heat to stay warm.

It’s all about preparation. The wise ones learn to adapt.

Like Midwestern winters, regulation can be a blustery force for credit unions. “Only Up: Regulatory Burden and Its Effects on Credit Unions,” a recent report by the Filene Research Institute, highlights how credit unions are dealing with costly regulatory pressures that threaten the effectiveness of their member and relationship-based business model.

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