When Texas bank USAA introducedmobile remote deposit capture in 2009, nobody knew how big the toolwould get and how fast. But ask credit union mobile banking expertstoday for the defining moment in the niche's brief history and allsigns may point to MRDC.
That's because the mobile tool potentially lets users dosomething they could not do quickly or easily with online banking,some insiders say. For now, deposits via MRDC are bigger thandeposits at ATMs. A growing number of financial institutions are onthe prowl for the new tool that may bring in that next big waveof mobilebanking users with some of the larger ones leading theway.
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“We already see more money coming in through MRDC,” saidChristopher Owens, mobile product manager at the $4.1billion PennsylvaniaState Employees Credit Union in Harrisburg, Pa.
Meanwhile, other credit unions and vendors are expecting to seea number of new innovations deployed in the remote and mobilearenas.
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