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The 50,000-member, $689 million Coast Hills Federal Credit Union in Lompoc, Calif., is the latest to report that its members have been refinancing a lot of mortgage loans through the latest version of the government’s Home Affordable Refinance Program.

The original HARP program was largely judged, at best, a small success, due to burdensome paperwork and a loan-to value cap which was universally judged to have been set too low. But the current HARP 2.0 program has been open to many more homeowners and credit unions have been harvesting the rewards.

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