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Using flexible spending accounts (FSAs), health savings accounts (HSAs) and other personal health accounts to buy over-the-counter products helps high-income taxpayers much more than it helps low-income or moderate-income taxpayers.

Allison Bell

Allison Bell, ThinkAdvisor's insurance editor, previously was LifeHealthPro's health insurance editor. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached at abell@alm.com or on Twitter at @Think_Allison.

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