Even though some are doing what they love, small business owners are the latest group to express concerns on whether they will ever be able to retire.

Their biggest fear is outliving the money they need to retire, a concern expressed by nearly two-thirds of small business owners, according to a new study from The Guardian Life Small Business Research Institute. Conducted in the December 2010, the survey polled 1,433 small business owners who operate companies with two to 99 employees.

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