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A Minnesota based national bank has challenged the constitutionality of the law that would, for the first time, regulate debit card interchange.

TCF National Bank, headquartered in Wayzata, Minn., an $18 billion bank with branches in eight states, brought the suit. The bank claims to be the 10th largest Visa debit card issuer in the country, by sales volume, and thus has a direct stake in the regulation’s impact.

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