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Adviser? Advocate? Arbiter? Ally? Conciliator? Counselor? Consultant?

Credit unions routinely approach me for an “opinion” on a scenario they paint. Often, this consultation occurs after they’ve signed the contract, frozen the member’s funds, sent out the advance written notice, or terminated the employee. Sometimes, credit unions don’t like the opinion I give them. They seek a second opinion from me, as if my answer varies based on whim, or they try to get me to concede that their scenario is an exception from my opinion.

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