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There’s no vaccine against card data security breaches in the United States, and the prognosis for this persisting ailment shows there is no fast cure, according to a recent report, which also said it would cost an estimated $100 billion to fix card security in the U.S.

Merchants are in the most vulnerable position in the card data security realm and malware, counterfeit card fraud and card-not-present fraud currently top the list of threats. Of even more concern, card security may never be fixed, as criminals will always seek new ways to commit fraud.

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