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An estimated 0.15% share insurance premium for 2009 represents a decrease from the NCUA’s earlier 0.30% estimate.

Melinda Love, NCUA’s director of the office of examination and insurance, told listeners during the agency’s Webcast today that although natural person credit unions are anticipating additional 2009 losses, and the new $250,000 share insurance limit has increased NCUSIF expenses, the industry is experiencing a more than 20% annualized share growth rate due to a consumer “flight to quality.”

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