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DENVER — According to a new survey of 1,305 independent financial advisers, 69% said they have not changed their clients’ portfolios given the recent market volatility.

Conducted by Curian Capital LLC, a registered investment adviser with $3.4 billion in assets under management, the survey showed that 40% of advisers feel the biggest threat to a client’s retirement income plan is lack of sufficient time to build wealth not rising health care costs or the uncertain future of Social Security.

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