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Michael Fryzel has taken the yoke at NCUA. I use the word yoke because credit unions and the overall financial services marketplace are entering a unique and volatile time. This period will present credit unions and their regulators with challenges and, hopefully, opportunities.

Fortunately for NCUA and for credit unions, Fryzel is familiar with credit unions, having been the Illinois regulator. He seems the perfect candidate to get in and hit the ground running, which is what the agency and industry need right now.

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