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SALT LAKE CITY — In an effort to reassure its members contemplating a vote to change their credit union to a mutual bank charter, the $186 million Beehive Credit Union has promised members that, as a bank, it will not raise any fees on consumer deposit account for at least two years after the conversion and will keep interest rates on two loans and one deposit at 0.25% of the average rates on those loans at the five largest CUs in Beehive’s market.

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