WASHINGTON — The Fed's Board of Governors is publishing a final rule amending the staff commentary that interprets the requirements of Regulation C, Home Mortgage Disclosure. The amendment is designed to increase the asset-size exemption threshold for depository institutions based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers.
The increase from $35 million to $36 million reflects the increase of that index by 3.32% during the 12-month period ending in November 2006. Depository institutions with assets of $36 million or less beginning on December 31, 2006, are exempt from collecting data in 2007.
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