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OGDEN, Utah — Nine-year-old Patricia Girardi helped America First Credit Union reach its 400,000th member milestone when she opened a savings account at the credit union’s Sandy branch. In celebration of the 400,000th member, America First CU presented a bike and an additional $400 to Girardi in recognition of her commitment to be financially responsible. “We are excited to announce that America First Credit Union is celebrating its 400,000th member, but we are even more excited to share this day with someone who chose financial responsibility,” said Nicole Cypers, public relations director at AFCU.

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