ALBANY, N.Y. – MemberTrade Advisory Services (MTAS), LLC, an Empire Corporate CUSO, wants to help credit unions that find themselves in a transition period that could affect asset/liability management. Bart Salazar, president/CEO of MTAS, said when a credit union loses a CFO or other individual who plays a big role in ALM, it's a dangerous gap to have. Salazar said this is especially true at smaller CUs where the CEO handles ALM and so many other duties. Once that CEO leaves, attention to ALM could suffer. So MTAS launched its "Credit Union in Transition Asset/Liability Management Program" to cover any transition gaps. The product is priced at $4,995. It's a one-time charge that covers a credit union's transition period for six months. Over the six-month period, MTAS will evaluate the credit union's balance sheet, including an investment and ALM policy review and engage in ALM modeling, Gap, Net Interest Income and Net Economic Value sensitivity modeling. It will also perform an on-site, in-person presentation to the credit union's board, management or investment committee. Salazar noted that the idea for this product came from Empire's Member Services Department, which is often the frontline for member problems and issues.