"We're not terribly proud of the ranking." – Hank Hubbard, president/CEO of $20 million Communicating Arts Credit Union on being ranked number one on a Callahan list of top 50 credit unions in service revenue to assets. The CU implemented a courtesy pay program last year to help "riskier" members. "For those of us working the community development financial field, the earth moved on Monday." -Carol Wayman, policy director, National Congress For Community Economic Development, speaking to community development financial institution leaders about the Bush Administration's proposal to cut the CDFI fund. "Credit unions are very anxious to see Congress enact meaningful bankruptcy reform and believe that needs-based bankruptcy presents the best opportunity to achieve this important public policy goal. Credit unions believe that consumers who have the ability to repay all or some part of their debts should be required to file a Chapter 13, rather than have all their debt erased in Chapter 7." -Shoreline Credit Union President and CEO Ken Beine told the Senate Judiciary Committee during a hearing on bankruptcy reform legislation Feb. 10.