PHOENIX – A bill requiring credit reporting bureaus to provide copies of their reports to consumers whenever copies are sent to lenders has been introduced in the Arizona Legislature and is likely to draw the opposition of the Arizona Credit Union League. Credit unions would get stuck "paying the extra cost of the reports," said a League spokesman. The bill aimed at the bureaus for failing to correct faulty information and giving consumers a chance to fix errors was introduced by State Sen. Ed Cirillo (R-Sun City). The bill due for a hearing Wednesday in the Senate Commerce Committee would entitle Arizona consumers copies of their credit reports any time an agency sends one off to a paying customer. Opposing the bill are Experian and other reporting bureaus arguing the proposal is unnecessary since anyone denied credit because of an adverse rating can get a free copy of their credit report.
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