It's been two years since the SBA moved its credit union lender approval process from Washington to its district offices and the shift has produced some notable increases.

International card processor First Data Corp announced that its measure of consumer spending on their debit and credit card was soft in June, indicating that consumers are still not returning vigorously to the market.

Can the NCUA back the effort underway to increase the member business lending cap while at the same time help spot and aid troubled loan portfolios?

To survive losses in fee income and high NCUA assessments credit unions must dive into this new business era feet first...