The CU's “Heidi” slashes abandonment to under 10%, contains ~34% of contacts and frees the capacity Heritage is reinvesting to build a true virtual branch.

An analysis of the proposed budget outlines reduced workforce, lower travel and contract costs, and targeted capital investments.

Trade group urges Bureau to prioritize consumer protection while ensuring regulatory parity.

The move aligns with Trump's executive order and streamlines the supervisory process.