The report also examines consumers' relationship to emergency savings, loan affordability and artificial intelligence.

If the Supreme Court agrees to hear Jeffrey Moats's case after reviewing his petition and any response from the NCUA, it could happen as early as this fall.

Members receive a discount of approximately $95,400 on their outstanding mortgage balance to help them purchase a larger home.

The credit history tells you who a person has been, while the cashflow record tells you where they are right now.