For Steph Sherrodd, executive vice president and chief operating officer at Texas Dow Employees Credit Union, the two words why not have helped shape her life and career.

When the oldest members of Generation Y, born roughly in the 1980s, began graduating from college, a collective groan was heard on investment desks throughout Wall Street.

Credit unions of many different asset sizes have been proving they can market and manage credit card programs successfully.

Leominster Credit Union is looking to put the fun back in financial education efforts.