Bonus dividend payouts are a true differentiator for credit unions as they compete against banks, and in a year when big banks made headlines for proposing unwanted fees, year-end member cash rewards carry even more weight for CUs looking to stand out in the marketplace.

More than 650 people have shared 500 answers and viewed pages more than 13,000 times in the first year of a social collaboration portal for clients of Passageways LLC, the company says.

Engaging consumers where they are now and in the future will be key topics at NAFCUs 2012 Technology and Security Conference set for Feb. 14-16 at the MGM Grand in Las Vegas.