It is becoming steadily more difficult to recall that, once upon a time, there were many different ATM networks across the country, some owned by credit unions and several with a fee-free option for users. These regional networks competed vigorously for credit union affiliation and led to sometimes as many...

ALEXANDRIA, Va. The NCUA approved a controversial final rule during its Jan. 10 board meeting that would allow the federal regulator to declare a state-regulated, federally insured credit union to be in troubled condition.

You resent them a little, dont you? Those big banks with their huge marketing budgets and well-known brands. Their glossy brochures and those dazzling websites. Your credit union has great ideas, too, but with such a limited budget, its impossible to accomplish.

The notion that credit unions need to increase their young membership in order to survive is a no-brainer. In 2013, the question wont be whether credit unions should make a conscious effort to attract Gen Y. Itll be how can they do it in a way that hasnt been done...