It will happen to you eventually. Your computer will crash. We trust these machines to handle so much of our cognitive load projects, ideas, workflows. We know we should back it up regularly, but in the real worldwe rarely do it as often as we shouldif at all.

Producing an ROA of more than 2% isn't a badge of honor for a credit union, it's a shameful scarlet letter.

National Credit Union Foundation Executive Director Gigi Hyland publishes an impressive "foodie" blog.