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TILA-Ready Credit Unions Safe

Peter Westerman | January 25, 2015

The Supreme Court TILA disclosure ruling will not affect credit unions that already follow TILA best practices.

NCUA Board to Live Stream Meetings

Tonya Knudesn | January 25, 2015

In his prepared remarks for the NCUA's January 15 board meeting, Vice Chairman Rick Metsger said the agency should have the capability to live stream meetings in a couple of months.

Apple Pay As a Digital Strategy?

Peter Westerman | January 25, 2015

Apple has laid the foundation for extracting value from the infrastructure of financial institutions.

Dangers of Putting Off Mergers

Tonya Knudesn | January 25, 2015

If a CEO is waiting until his or her retirement to recommend merging their league with another league, then that CEO is self-serving and not putting their member credit unions first. (CU Times Jan. 14 article Leagues Open to Mergers)

FHA Cuts Insurance Premiums 37%

Tonya Knudesn | January 25, 2015

The Federal Housing Administration will reduce its annual mortgage insurance premium from 1.35% to 0.85%, the White House announced Jan. 7.

DFCU Financial Delivers Record Dividend

Peter Westerman | January 25, 2015

The $3.7 billion DFCU Financial announced a payment of $24 million to 100,000 of its members.

Revised RBC Proposal Stirs Up Legality Debate

Tonya Knudesn | January 25, 2015

The NCUA Board approved a revised risk-based capital rule at the agency's Jan. 15 board meeting, which reduced the number of credit unions subject to the new capital requirements and lowered the well-capitalized standard by 0.5%.