Industry economists agree that if the U.S. plunges off the fiscal cliff Dec. 31, credit unions probably wont see any ill effects right away. However, even if a so-called grand bargain is reached between Democrats and Republicans, credit unions could see the loan growth momentum gained this year grind to...

Texas, Florida gain residents as New York and California lose.

Harris Poll finds about two in three 66% said smartphones would replace credit cards. Sixty-one percent said ditto for cash.

Lower approval rates seen from banks, credit unions and alternative lenders.