Regulatory & Compliance

New proposals would strip away prescriptive disclosure and procedural mandates, marking a continued shift toward flexibility and risk-based oversight under the agency's Deregulation Project.

Proposed changes could make it harder for consumers to file complaints against credit reporting agencies and other financial firms.

Credit union group says the bill would ease housing pressures on military families while modernizing supervision.

Proposed changes could bring more credit unions into federal credit card market surveys for the first time.

Board action extends temporary authority through September 2027, preserving pricing flexibility for higher-risk loans and continued availability of payday alternative loan programs.

Trade group warns reverting to the 15% statutory ceiling would restrict credit access and weaken payday loan alternatives for vulnerable borrowers.