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HMDA Data Indicates Racial Disparities in Lending

By Staff Writer

WASHINGTON -- Denial rates for home borrowers based on race widened significantly from 2006 to 2007, according to Sen. Chris Dodd (D-Conn.), chairman of the U.S. Senate Committee on Banking, Housing and Urban Affairs. Dodd's office examined Home Mortgage Disclosure Act data recently released by the Federal Reserve.

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HMDA Data Indicates Racial Disparities in Lending

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On Site Coverage: NBC's Gregory Says Voters Use a Range of Criteria

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Regulatory & Compliance Stories

September 15, 2008

On Site Coverage: NCUA's Hood Pushes Safe Risk Taking

WASHINGTON -- No credit union is too small or too large to develop comprehensive risk mitigation strategies, NCUA Vice Chairman Rodney Hood told attendees at NAFCU's Congressional Caucus today.

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September 15, 2008

On Site Coverage: McCain and Obama Aides Decline to Weigh in on CU Issues

WASHINGTON -- Conceding that they had not discussed the issues with their bosses, economic advisers to presidential candidates John McCain and Barack Obama declined today to take a position on risk-based capital or increasing member business loans.

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September 15, 2008

Some CDCU's Pushing Back on CDFI Awards

NEW YORK -- The National Federation of Community Development Credit Unions is hearing an unprecedented level of complaint and concern from its members about the most recent round of grants from the U.S. Treasury Department's Community Development Financial Institutions Fund.

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September 15, 2008

Market Shudders May Have Limited Direct Impact On CDCUs, For Now

NEW YORK -- Community development credit unions appear to face little direct impact from the bankruptcy and the buy out of two of the nation's largest investment banks, but may find money for grants harder to get, according to a CDCU leader.

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September 15, 2008

CUs Report Low Impact from Fannie, Freddie Takeover

WASHINGTON -- Credit unions report very little impact from the recent government takeover of Fannie Mae and Freddie Mac. But Navy Federal Credit Union's Jack Gaffney, executive vice president of lending, said that, in the long term, the takeover is not good for the financial services industry.

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September 11, 2008

Texas League Launches New DVD Series on BSA Compliance

FARMERS BRANCH, Texas -- The Texas Credit Union League debuted Thursday what it calls a broad-based compliance package for directors, middle managers and others on the Bank Secrecy Act.

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September 11, 2008

CUs Responding to Consumer Economic Concerns

WASHINGTON -- Credit unions are doing more to educate their employees and members about share insurance, according to data compiled by NAFCU in its monthly Flash Report released today.

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