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Payments CUSO says most tariff impacts won’t be felt until late this year, but consumers are already spending now to beat prices for some goods, while cutting back elsewhere.

Trade group advocates for clarity, pilot testing and reduced burden in the overhaul.

Coalition argues routing mandates threaten consumers, community lenders and military readiness.

The credit union, which denied any wrongdoing, agrees to pay $108,800 to 34 class members and revise lending policies.

Loans for autos and homes are likely to wane with slower growth.

Stakeholders are encouraged to weigh in on supervision, budget and priorities.