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If signed by the governor, the new effective date will be July 1, 2026.

But some cut their workforces significantly with layoffs and attrition.

The Bureau wants input on whether the ongoing data collection is necessary.

The federal agency also lifts a 2019 enforcement action against Phi Beta Sigma FCU.

The acquisition would expand the Yuma-based credit union’s assets to $574 million and footprint into Kingman and Bullhead City.

For the first quarter, credit unions originate commercial loans backed by real estate at a faster rate than other lenders.