Credit Union Times | Accurate and Timely CU News

IBM Texas Employees FCU sticks to "bare necessities"

By Myriam DiGiovanni

AUSTIN, Texas -IBM Texas Employees Credit Union is setting off in a new brand direction and hoping it appeals to both current and potential members. Taking target marketing to a new level the $252 million credit union has developed a new brand and marketing campaign based on a LifeCycle necessities...

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New Zealand credit unions see light at the end of the regulation tunnel

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Central Florida EFCU weaves dreams into latest promotion

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December 03, 2002

How CUs can beat-the-bank to the largest underserved population in the USA

Over the past five years in Charlotte, N.C., the Spanish-speaking immigration population exploded! Unfortunately, so did the crimes against this new community. These immigrants, being a largely cash-and-carry society, were being robbed at gunpoint, having their homes broken into, and in some of the most horrific reports, being murdered for...

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November 26, 2002

Special Report: Mortgages

The current mortgage and credit environment has benefited CUs and also created challenges. Learn about some of them in a special report on pages 18-20.

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November 26, 2002

A step at a time

The Pennsylvania League has taken major steps it says will make it more responsive and efficient. Read what they did on page 4.

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November 26, 2002

Secondary mortgage agencies tightening A-minus underwriting guidelines

MADISON, Wis. - Record low mortgage rates have buttressed continuing high demand for first mortgages and refinancings from members. They've also boosted the appreciation rate on property values. All this has been good news for credit unions' mortgage portfolios and for consumers looking to sell or refinance their homes, but...

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November 26, 2002

New Jersey Senate committee gets state's predatory lending bill

TRENTON, N.J. - The "New Jersey Home Equity Protection Act" that concerns "the regulation of certain financial practices and prohibiting certain abusive and predatory lending practices" was introduced by state Sen. Gerald Cardinale (R-39) Nov. 14 and was referred to the state Senate Commerce Committee. Provisions of the bill, states...

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November 26, 2002

Selling mortgages as securitization provides liquidity in rising interest rate environment

NAPLES, Fla. - With mortgage rates hitting 36-year lows and continuing to fall, interest rate risk management has taken on new challenges for credit unions. What mortgage loans should CUs hold in their portfolio? Which ones should they sell on the secondary market? Are there other options? Robert Petersen, senior...

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November 26, 2002

Credit unions need to reengineer their mortgage processes to capture homebuyers when mortgage rates turn up

NAPLES, Fla. - Credit unions, like most lenders, benefited from the record-setting low mortgage rates over the past two years, but such good times can't last forever. Some economists are predicting mortgage rates will start going up in 2003, and credit unions should begin revisiting their mortgage strategies to be...

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Top News Stories

IBM Texas Employees FCU sticks to "bare necessities"

New Zealand credit unions see light at the end of the regulation tunnel

Central Florida EFCU weaves dreams into latest promotion

Recommended Just For You

News Stories

How CUs can beat-the-bank to the largest underserved population in the USA

Special Report: Mortgages

A step at a time

Secondary mortgage agencies tightening A-minus underwriting guidelines

New Jersey Senate committee gets state's predatory lending bill

Selling mortgages as securitization provides liquidity in rising interest rate environment

Credit unions need to reengineer their mortgage processes to capture homebuyers when mortgage rates turn up