Credit Union Times | Accurate and Timely CU News

Credit Union Retained Earnings Troublesome to Bankers

By Staff Writer

WASHINGTON-ABA Senior Economist Keith Leggett recently expressed concerns of inequity regarding credit unions' level of retained earnings and stated that these funds are not a benefit to members. Retained earnings is the only avenue for credit unions to build capital, according to NCUA Chairman Dennis Dollar, which is the only...

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As LSI Evolves From Overflow and Off-hour Vendor to Primary Lending Channel, Disaster Recovery Had to Move in Step

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Placing a Stake on Evolving Technology Standards Can be a Gamble

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December 10, 2002

CUs Exploring Construction-To-Permanent Loans As Way to Expand Mortgage Services to Members

HOWELL, Mich. - The mortgage rate environment over the past year has been ripe with opportunities for credit unions to extend mortgage services to members buying a previously built home. But what about members who want loans to build their house? Five credit unions in Michigan through their jointly-owned CUSO,...

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December 10, 2002

CUs Evolving to Compete in Fast-Changing Field, Hernandez Says

GLASTONBURY, Conn. - Macroeconomics and core processing don't often share the same sentence, but they come together when Louis Hernandez explains why he thinks his company and industry are having a fairly good year. "While we like to take credit for having great products, the macro trends of our industry...

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December 10, 2002

Credit Unions Seek Ways to Make Most of Tech Investment

COLUMBIA, S.C. - Budgets most likely won't be any less tight in 2003, and credit union managers can expect to be looking for ways to make the most of the resources they have invested in everything - including technology. That area in particular is one where CU chiefs may find...

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December 10, 2002

Online Resources Founder Says the More Things Change, The More Some Things Stay the Same

McLEAN, Va. - Convergence has become a way of life in the financial services industry, with core processors offering online services and online vendors getting into bill pay as just two examples. But one of the pioneers of online banking doesn't see the lines between the two major categories of...

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December 03, 2002

Special Report: Marketing

Looking for ideas or tips on your next marketing blitz? Well, our special report on pages 18-21 shines the spotlight on credit union promotions and marketing campaigns across the country.

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December 03, 2002

Navy Federal CU splits auto loan promotion in two

VIENNA, Va. - With its latest auto loan marketing campaign Navy Federal Credit Union is hoping it has doubled the chances for success. "Every year during spring or fall we run an auto loan campaign but this year we decided to try developing two campaigns targeting different demographics," said Navy...

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December 03, 2002

Vista FCU, United Airlines ECU redefine cooperation

LAKE BUENA VISTA, Fla. and CHICAGO - Talk about playing up your assets. Vista Federal Credit Union and United Airlines Employees Credit Union have pooled their resources to drum up some new members. During a three month summer membership campaign, new members referred friends and opened accounts at both credit...

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Top News Stories

Credit Union Retained Earnings Troublesome to Bankers

As LSI Evolves From Overflow and Off-hour Vendor to Primary Lending Channel, Disaster Recovery Had to Move in Step

Placing a Stake on Evolving Technology Standards Can be a Gamble

Recommended Just For You

News Stories

CUs Exploring Construction-To-Permanent Loans As Way to Expand Mortgage Services to Members

CUs Evolving to Compete in Fast-Changing Field, Hernandez Says

Credit Unions Seek Ways to Make Most of Tech Investment

Online Resources Founder Says the More Things Change, The More Some Things Stay the Same

Special Report: Marketing

Navy Federal CU splits auto loan promotion in two

Vista FCU, United Airlines ECU redefine cooperation