Lending

Despite January's Omicron surge, there are signs CU members are cranking up spending on entertainment and travel.

Income margins fell and originations slowed for the quarter.

Last year's lending rose sharply among all lenders, and the largest credit unions.

The credit union joins a growing list of more than 1,100 CDFIs in the U.S.

"It does not portend well for the first-time homebuyer."

Rising mortgages for all lenders is the biggest fourth quarter surprise.