Lending

January's rise in existing home sales is a step up, but the MBA says lingering high interest rates are hindering progress.

But CU results are even worse when the most recent three months are extracted for earnings and originations.

Drop for new and used automobiles is the biggest one-month drop in at least 10 years.

Loan originations also continue dwindling for first mortgages and consumer loans.

"The extended period of prosperity in the U.S. housing market may be showing signs of easing."

How credit union leaders can drive efficiencies while keeping their eyes on the road, and in this case, their auto lending strategies.