Commentary

Fees over and above the amount needed to actually process an overdraft, plus perhaps a tiny premium, are predatory.

Small credit unions can't offer overdraft-free accounts.

Credit unions are doing their part in ensuring that members are knowledgeable consumers with regard to overdraft protection.

Credit unions are forced to operate in a tough reality, but that doesnt make the fee solution right.

Editorial commentary on current issues from CU Times' editorial staff and correspondents.

Editorial commentary on current issues from CU Times' editorial staff and correspondents.