Credit Union Times | Accurate and Timely CU News

Royce: Risk-based Capital is a Model Credit Unions Must Have

By Staff Writer

Credit unions play an important role in our nation's financial marketplace. If current membership trends continue, more than 100 million Americans will soon be conducting their financial business with these not-for-profit financial cooperatives. While credit unions are in excellent financial condition, a number of limitations in federal law are preventing...

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Risk-Based Prompt Corrective Action For Credit Unions Is Sound Public Policy

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Calling on NCUA to "Do the Right Thing

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January 27, 2004

CUNA Dues Restructuring Stays True to Mission of Core Trade Association Duties

Just five years ago, credit unions were emerging from the most demanding legislative battle they had ever waged - the fight for passage of the Credit Union Membership Access Act. In the process of that emergence came the stark realization that the allocation of resources for their trade groups -...

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January 20, 2004

Card Fraud and Credit Unions: Debit Cards Carry Immediate Fraud Concerns

There are many risk issues that credit unions face today in the management of a credit and debit card business. Card fraud is a risk that is growing each year and the impact on your business is more than monetary losses. While chargebacks reduce your actual losses and insurance coverage...

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January 13, 2004

Successful Auto Lending in Today's Competitive Environment Requires CUs Be Proactive

Conventional automobile loans are the mainstay of credit union lending. Despite the recent mortgage-lending boom, auto loans represent the largest category of consumer debt and hold the largest slice of the total credit union loan portfolio with over $140 billion outstanding, according to Callahan & Associates. Credit unions cannot afford...

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January 06, 2004

Credit Union Marketing is a Full Contact Sport

For some credit unions, "advertising" means "marketing." But in truth, that's like saying flag football is just like NFL football. Both may be played with pigskins, but it's hogwash to say they are the same. It's time credit unions stop equating advertising with marketing and get busy playing "full contact...

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December 16, 2003

There Were a Lot of Wins for Credit Unions in 2003

2003 was a year of great achievement for credit unions. Here at CUNA there are some we are particularly pleased about given our role in the process. Congress passed two major bills for consumers and credit unions, which CUNA worked for vigorously. The "Check 21" bill (which would revolutionize the...

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December 16, 2003

From the New MBL Rule to Finality in the California Card Case, 2003 was Peppered With Important Events

Looking back on 2003, it is difficult to identify one event as the most significant for credit unions; rather, I would say there were a series of critical events that make 2003 not only a year to remember but one that was particularly productive for the credit union community. As...

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December 09, 2003

Preventing ID Theft Using Virgin Data

Identity theft is the most popular form of consumer fraud, in part because it is the most profitable. According to the Federal Trade Commission, identity thieves stole nearly $100 million from financial institutions last year, or an average of $6,767 per victim. During the past four years, identity theft has...

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Top Commentary Stories

Royce: Risk-based Capital is a Model Credit Unions Must Have

Risk-Based Prompt Corrective Action For Credit Unions Is Sound Public Policy

Calling on NCUA to &quot;Do the Right Thing

Recommended Just For You

Commentary Stories

CUNA Dues Restructuring Stays True to Mission of Core Trade Association Duties

Card Fraud and Credit Unions: Debit Cards Carry Immediate Fraud Concerns

Successful Auto Lending in Today's Competitive Environment Requires CUs Be Proactive

Credit Union Marketing is a Full Contact Sport

There Were a Lot of Wins for Credit Unions in 2003

From the New MBL Rule to Finality in the California Card Case, 2003 was Peppered With Important Events

Preventing ID Theft Using Virgin Data

Calling on NCUA to "Do the Right Thing