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Guest blogger Scott Hess, vice president of consulting and innovations, Digital Channels, at Fiserv Inc., posted about cool technology to keep credit unions up to date with member needs.

When we say that credit unions offer consumers better deals on loans and savings, we have the numbers to prove it.

This is the first edition of a new Credit Union Times feature, Vox Populi. We pose a question, and industry executives sound off on a timely topic.

Unfortunately, 40% of the 78 million baby boomers havent saved enough to meet basic expenditures in retirement, according to the Employee Benefits Research Institute.

While credit unions weathered the recession better than large banks, they are searching for new sources of revenue to counterbalance slow loan business and potential losses on the debit card side resulting from the interchange fee cap.

Now comes the hard part.Former New York Governor Mario Cuomo famously said that you campaign in poetry and govern in prose.