Commentary

Dodd-Frank and credit unions, executive pay disclosure and why can't credit unions get some congressional kick?

With increasing regulation, economic pitfalls, commoditization of financial services, and foreseeable competition from the likes of Google, Amazon, Apple, and cell phone service providers, CUSOs that continue to offer products and services in a traditional business model could become a liability to their credit union clients.

The large and growing need for affordable remittance transfer services represents an equally large business opportunity for credit unions. This is especially true for those U.S. cooperatives serving Hispanic members with family in Latin America.

Gen Y, 76 million strong, will play a monumental role in what is projected to be, the largest transfer of wealth in the coming decades. With the average age of a credit union member at 47, credit unions continue to struggle to attract younger members. It is imperative that we...

For nearly two years, Ive been analyzing Gen Ytheir preferences, where theyre coming from and what makes them tickand suggesting how credit unions can tap into their market every month in this column. In 2013, Credit Union Times will retire the Gen Y Back Talk column, so this past month...

Between the ages of 13 and 19, teens begin to make more of their own decisions. Unfortunately, credit unions arent always on the winning side of teen independence.