{
  "author": {
    "name": "Joel Schwartz",
    "webUrl": "/author/profile/joel-schwartz/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 3,
    "social": [],
    "articles": [
      {
        "uri": "/2023/12/13/backlash-on-overdraft-income-alarms-credit-union-executives/",
        "title": "Backlash on Overdraft Income Alarms Credit Union Executives",
        "byline": "Joel Schwartz",
        "kicker": "Expert Opinion",
        "prettyDate": "December 13, 2023",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2023/12/overdraft-crop-600x338.jpg",
          "width": "600",
          "height": "338"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joel-schwartz/",
            "name": "Joel Schwartz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "The NCUA chairman's remarks open a discussion around how to revise overdraft programs.",
        "body": null
      },
      {
        "uri": "/2023/08/23/bank-of-america-teaches-a-250-million-lesson/",
        "title": "Bank of America Teaches a $250 Million Lesson",
        "byline": "Joel Schwartz",
        "kicker": "Expert Opinion",
        "prettyDate": "August 23, 2023",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/joel-schwartz/",
            "name": "Joel Schwartz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "It's time for CUs to rethink their overdraft programs and deploy strategies that enable an ideal member experience.",
        "body": null
      },
      {
        "uri": "/2021/09/15/3-principles-credit-unions-should-adopt-to-attract-more-millennial-members/",
        "title": "3 Principles Credit Unions Should Adopt to Attract More Millennial Members",
        "byline": "Joel Schwartz",
        "kicker": "Expert Opinion",
        "prettyDate": "September 15, 2021",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2021/09/millennials-mobile-smartphones-young-consumers-e1631642333243.jpeg",
          "width": "650",
          "height": "366"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joel-schwartz/",
            "name": "Joel Schwartz"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "CU membership is aging, signaling challenging times ahead for CUs if they don't begin attracting younger new members.",
        "body": null
      }
    ]
  }
}