{
  "author": {
    "name": "Joe Winn",
    "webUrl": "/author/profile/joe-winn/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 4,
    "social": [],
    "articles": [
      {
        "uri": "/2022/12/12/californias-new-regulations-on-auto-lending-impact-your-credit-union/",
        "title": "California's New Regulations on Auto Lending Impact Your Credit Union",
        "byline": "Joe Winn and Jim Tenhundfeld",
        "kicker": "Expert Opinion",
        "prettyDate": "December 12, 2022",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-winn/",
            "name": "Joe Winn"
          },
          {
            "webUrl": "/author/profile/jim-tenhundfeld/",
            "name": "Jim Tenhundfeld"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "The state's laws affecting the sale of GAP waivers burden credit unions with additional compliance responsibilities.",
        "body": null
      },
      {
        "uri": "/2022/06/06/overcome-overdraft-addiction-with-mission-driven-revenue/",
        "title": "Overcome Overdraft Addiction With Mission-Driven Revenue",
        "byline": "Joe Winn",
        "kicker": "Expert Opinion",
        "prettyDate": "June 06, 2022",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-winn/",
            "name": "Joe Winn"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "To replace lost overdraft income while improving the lives of the underserved, start by looking at checking accounts differently.",
        "body": null
      },
      {
        "uri": "/2022/04/11/gap-refund-penalties-for-cus-goes-beyond-colorado/",
        "title": "GAP Refund Penalties for CUs Goes Beyond Colorado",
        "byline": "Joe Winn",
        "kicker": "Letter to the Editor",
        "prettyDate": "April 11, 2022",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2021/05/gold-piggy-bank-umbrella-wealth-protection--e1698781207131.jpeg",
          "width": "620",
          "height": "413"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-winn/",
            "name": "Joe Winn"
          }
        ],
        "kickerNode": [
          {
            "uri": "/letter-to-the-editor/",
            "sectionName": "Letter to the Editor"
          }
        ],
        "summary": "When compliance and doing the right thing by members go hand in hand, everyone wins.",
        "body": null
      },
      {
        "uri": "/2022/02/28/how-auto-lending-can-jump-start-your-credit-unions-strategy/",
        "title": "How Auto Lending Can Jump-start Your Credit Union's Strategy",
        "byline": "Joe Winn",
        "kicker": "Expert Opinion",
        "prettyDate": "February 28, 2022",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-winn/",
            "name": "Joe Winn"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "To become more strategic, start in one area like auto lending, then expand the new culture across all departments.",
        "body": null
      }
    ]
  }
}