For the season, special dividends now top $100 million from 12 credit unions.

Credit union movement-wide holdings are up 65% in the past year.

But Harper's letter lists issues and risks to be addressed to ensure compliance with laws and sound business practices.

The largest gain will come in personal loan originations.

Payment CUSOs find more in-person shopping this holiday season.

But the MBA forecast still holds, as it expects 30-year rates to hit 4% by the end of 2022.

The Emergency Capital Investment Program is designed to support lending in minority and/or low-income communities.

Philadelphia FCU also finds some metro-area consumers are constrained by costs.