Analysis

A GAO report recommends financial regulators be consolidated, but doesn't mention the NCUA specifically.

Despite a pause early in the pandemic, commercial lending began accelerating in late 2020.

A new administration ushers in a reverse course to the CFPB from the past four years.

TransUnion and Aite Group warn the conclusion of pandemic loan forbearance programs will trigger new fraud losses.

Lower exposure to new car lending limits the pandemic's hit to loan production.

Growth expectations are modest as the pandemic continues.