Analysis

Recent data shows both auto loan share and quality has been dwindling for credit unions. CU Times investigates why.

See an in-depth breakdown of credit union member demographics by region, age and income level.

Fed data shows credit union balances rising slightly faster than inflation in December, and banks show a similar gain.

The seven account for 2% of commercial loans at credit unions, but 22% of commercial delinquencies at the end of last year.

Oregon credit union cuts its delinquencies after acquiring a large credit union in late 2024, but they bob above 10% again in December.

Delinquencies go from zero to nearly $98 million in 12 months.